Privacy Policy

Privacy Policy

Introduction

At https://funeral-plan-financial-benefits.insuranceandinvestmentnews.com (referred to as “Funeral Plan Financial Benefits,” “we,” or “our”), we prioritize your privacy and are committed to securing and protecting your personal data. This comprehensive Privacy Policy explains our practices regarding the collection, storage, access, and use of your information in alignment with various international privacy laws, including:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA), along with Colorado, Utah, Connecticut, Virginia, and South Africa’s respective privacy laws.

Scope

This policy covers all aspects of our website (https://funeral-plan-financial-benefits.insuranceandinvestmentnews.com), applications, services, and products offered under the Funeral Plan Financial Benefits brand. Please note that this policy does not extend to third-party platforms, applications, or services accessed through links on our site, as they have their own privacy policies governing data collection and usage.

Processing Activities

This Privacy Policy outlines our practices when:

  • You use our applications or services as an authorized user.
  • You visit any of our websites linked to this Privacy Statement.
  • We communicate with you via newsletters, emails, phone calls, or text messages/SMS.

Personal Data Collection

We collect various categories of personal data, including:

  • Account Information: Details related to your registration and account creation.
  • Payment Information: Data necessary for processing payments, such as card details and billing addresses.
  • Financial Information: Your financial records and investment preferences.
  • Purchase Information: Transaction history and order details.
  • Mobile Device Identifiers: Unique identifiers from your mobile device to enhance user experience.
  • Location Data: Information about your geographic location for personalized services.
  • Feedback: Comments, reviews, or responses you provide to improve our services.
  • Social Media Information: Data obtained from social media platforms when you interact with us on these platforms.
  • Product Information: Details about products you view, purchase, or show interest in.

We collect this data through direct user input, interactions with our platform, and automated technologies like cookies and tracking pixels. Additionally, third parties may share Personal Data with us, adhering to their respective privacy policies.

Cookies

We employ cookies for enhanced usability and analytics purposes. Cookies are categorized as Strictly Necessary, Preferences, and Analytics, each serving specific functions:

  • Strictly Necessary: Ensure basic functionalities of our website.
  • Preferences: Remember user preferences and settings.
  • Analytics: Collect data for performance measurement and improvement.

Users can manage their cookie preferences through our Cookie Manager, allowing control over non-essential cookies.

Retention and Deletion

We retain personal data only for as long as it is necessary for the purposes specified at the time of collection or as required by law. Once these purposes are fulfilled, we securely delete or anonymize the data to ensure confidentiality.

Security Measures

Implementing robust security measures is paramount to protecting your personal data. We utilize encryption for secure communication and engage secure third-party processing partners who adhere to strict privacy standards to safeguard your information.

Children’s Privacy

We do not intentionally collect or solicit personal data from children under the age of 18. If we learn that a child has provided us with personal information, we will take steps to delete it and prevent any further collection.

Your Rights

Depending on your jurisdiction, you have specific rights regarding your personal data:

  • Access: Request access to the personal data we hold about you.
  • Rectification: Ask for corrections if your data is inaccurate or incomplete.
  • Erasure (Right to be Forgotten): Demand the deletion of your data in certain circumstances.
  • Restriction: Limit the use of your data under specific conditions.
  • Portability: Receive your personal data in a structured, commonly used format and transfer it to another controller.
  • Objection: Object to the processing of your data for specific purposes.
  • Non-Discrimination: Be free from discrimination when exercising your privacy rights.
  • Filing Appeals/Complaints: Have concerns addressed by reaching out to our privacy team.

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time, and any changes will be posted on this website. We encourage you to review this policy periodically to stay informed about how we protect your personal data.

Contact Information

For any inquiries related to privacy, unsubscribe requests, or data-related questions, please contact us:

Email: contact@funeral-plan-financial-benefits.insuranceandinvestmentnews.com
Address: [Provide postal address]